USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing loans and grants to very low-income rural homeowners for repairs to make homes safe and sanitary. Grants up to $10,000 available for seniors 62+ unable to repay a loan.

Combined loan and grant based on income, age, and repair needs

Key Details

  • Loans up to $27,500 at 1% interest for repairs
  • Grants up to $10,000 for seniors 62+ who cannot repay loan
  • Income must be very low (50% AMI or below)
  • Must be in eligible rural area (check eligibility)
  • Covers repairs, accessibility, and health/safety issues

How to Apply

Get free help applying Visit Official Program Page Track this program

(317) 290-3100

A grant-savvy contractor in Merrillville, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

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