FHA Energy Efficient Mortgage (EEM)

Federal Housing Administration

Available Energy

About This Program

Allows Mesa homebuyers and refinancing homeowners to finance cost-effective energy improvements into their FHA mortgage without increasing the down payment requirement.

Additional loan amount for energy improvements based on home value

Key Details

  • Finance energy improvements into mortgage
  • Up to 5% of property value
  • No increase in down payment required
  • Must use FHA-approved lender
  • Energy audit required

How to Apply

Visit Official Program Page Track this program

(800) 225-5342

Deadline: Available through FHA-approved lenders

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