Find grants, rebates, forgivable loans, and free programs for Mesa, AZ, filtered to your situation.
As of June 2026, 40 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mesa, AZ, with individual awards up to $126,526. 11 programs target seniors, 3 serve veterans, and 16 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 28 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
State-run weatherization program that reduces energy costs by improving home energy efficiency for income-qualified hous...
Provides forgivable loans for major home repairs to income-qualified owner-occupants in Mesa. Loan is forgiven after 5 y...
Provides emergency grants for urgent health and safety repairs for very low-income Mesa homeowners. Priority given to se...
Rebate for SRP residential customers who install qualifying high-efficiency central air conditioning systems. Equipment ...
Comprehensive home energy efficiency program offering rebates for whole-home improvements including insulation, air seal...
Rebate for qualifying electric heat pump installations in SRP service territory. Includes central air-source and mini-sp...
Rebate for energy-efficient electric water heaters and heat pump water heaters installed in SRP service territory. Highe...
Provides free shade trees to SRP customers to reduce cooling costs through strategic placement. Trees are distributed at...
Net metering alternative for SRP customers who install residential solar systems. Provides credits for excess energy exp...
Provides grants for accessibility modifications to help disabled Mesa residents remain safely in their homes. Covers ram...
Helps Mesa seniors age 62+ maintain safe, decent housing through grants for essential repairs. Income limits are higher ...
Federal program providing grants up to $10,000 and loans up to $20,000 for very low-income homeowners 62+ to remove heal...
Helps veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disability. Gra...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside. Also avail...
State program funded by HUD to reduce lead hazards in homes built before 1978 where children under age 6 reside. Service...
County-funded program helping low-income homeowners in unincorporated Maricopa County and participating cities including...
Assists income-qualified Mesa homeowners with the cost of repairing or replacing private sewer laterals from the home to...
Provides financial assistance to income-qualified Mesa homeowners for replacement of private water service lines. Addres...
Federal HOME funds supporting substantial rehabilitation of owner-occupied homes in Mesa. Forgivable loan becomes grant ...
Provides grants for emergency roof replacement or major roof repairs for income-qualified Mesa homeowners. Priority give...
State-supported low-interest loans for home repairs and energy improvements. Available through participating Arizona len...
Provides critical home repairs through no-interest loans and sweat equity for low-income Mesa homeowners. Focuses on ess...
FHA-insured mortgage that includes funds for home purchase plus renovation costs in a single loan. Enables buyers to fin...
Conventional mortgage enabling purchase or refinance with renovation costs included. Allows up to 75% of completed prope...
PACE financing for energy and water efficiency improvements, paid back through property tax bill over 5-25 years. Allows...
Freezes property valuation for seniors 65+ with total household income under $32,407 (2024). Prevents property tax incre...
Federal income tax credit equal to 30% of solar installation costs including equipment, labor, and battery storage. Avai...
Allows Mesa homebuyers and refinancing homeowners to finance cost-effective energy improvements into their FHA mortgage ...
Volunteer-based program providing free critical home repairs for low-income Mesa homeowners, especially seniors, veteran...
Provides housing assistance including home repairs and rehabilitation for enrolled tribal members of Salt River Pima-Mar...
Mesa Fire Department provides free smoke alarms and professional installation to Mesa residents, with priority for senio...
Rebate for converting grass to water-efficient desert landscaping. Provides $1 per square foot of grass removed, up to $...
Rebate for installing EPA WaterSense certified smart irrigation controllers that adjust watering based on weather condit...
Provides grants for minor but critical repairs to maintain safe and decent housing for low-income Mesa homeowners. Faste...
Matching grants for owners of properties listed on Mesa Historic Property Register. Supports preservation and restoratio...
Assists low-income Arizona households with cooling and heating costs, particularly during extreme temperatures. Provides...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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40 programs are currently listed for Mesa, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mesa, 28 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.