TDHCA Homeowner Rehabilitation Program

Texas Department of Housing and Community Affairs

Available Home Repair

About This Program

State-funded program providing forgivable loans for major home repairs to very low-income homeowners. Loan is forgiven over a 5-year period if the homeowner continues to occupy the property as their primary residence.

Forgivable loan based on scope of necessary repairs

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 50% AMI required
  • Must be owner-occupied primary residence
  • Loan forgiven over 5 years of continued occupancy
  • Covers structural, roofing, plumbing, electrical, HVAC

How to Apply

Deadline: Applications accepted year-round

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