Home Improvement Grants in Mesquite.

Find grants, rebates, forgivable loans, and free programs for Mesquite, TX, filtered to your situation.

As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mesquite, TX, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 14 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants23Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 33 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500

Texas Weatherization Assistance Program (WAP)

Federally funded program that provides free weatherization services to low-income households in Mesquite through local c...

Weatherization
Up to $35,000 forgivable loan

TDHCA Homeowner Rehabilitation Program

State-funded program providing forgivable loans for major home repairs to very low-income homeowners. Loan is forgiven o...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes, or remove hea...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home for acc...

Veterans
$25 AC tune-up

Oncor AC Tune-Up Program

Discounted air conditioning tune-up service for Oncor residential customers. Licensed contractor performs comprehensive ...

Energy
Up to $2,500 rebates

Oncor Home Energy Efficiency Program

Rebates for comprehensive home energy improvements including insulation, air sealing, duct sealing, and HVAC upgrades. M...

Energy
Up to $1,800 rebate

Oncor Heat Pump Rebate

Rebate for installing qualifying high-efficiency electric heat pump systems. Rebate amounts vary based on system efficie...

Energy
Up to $3,000 rebate

Oncor Distributed Solar Incentive

Incentive for installing solar photovoltaic systems on residential properties in Oncor service territory. Payment based ...

Solar/Renewable
Up to $500 rebate

Atmos Energy Water Heater Rebate

Rebate for purchasing and installing a qualifying high-efficiency natural gas water heater (tankless or storage). Rebate...

Energy
Up to $850 rebate

Atmos Energy High-Efficiency Furnace Rebate

Rebate for installing a qualifying high-efficiency natural gas furnace with an AFUE rating of 95% or higher. Available t...

Energy
Up to $15,000 grant

Mesquite HOME ADA Modification Program

Provides grants for accessibility modifications to homes occupied by persons with disabilities. Funded through HUD HOME ...

Seniors & Disability
Up to $10,000 grant

Mesquite Senior Home Repair Program

Grant program specifically for homeowners age 62 and older to address critical health and safety repairs. Priority given...

Seniors & Disability
Up to $5,000 loan

Mesquite Sewer Lateral Repair Assistance

Low-interest loan program to assist homeowners with repairs or replacement of private sewer lateral lines from the home ...

Home Repair
Free lead hazard removal

Dallas County Lead Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...

Home Repair
Up to $30,000 forgivable loan

Mesquite HOME Investment Partnerships

HUD HOME funds for substantial rehabilitation of owner-occupied homes in Mesquite. Provides forgivable loans for major s...

Home Repair
Up to $7,500 grant

Mesquite CDBG Emergency Home Repair

Emergency grant program for critical repairs that pose immediate threats to health and safety of very low-income homeown...

Emergency
Up to $12,000 grant

Mesquite Critical Roof Repair Program

Grant program specifically for roof repair or replacement when existing roof poses structural or water intrusion hazards...

Home Repair
Up to $20,000 forgivable loan

Mesquite Foundation Stabilization Assistance

Forgivable loan for foundation repairs and stabilization due to soil movement or structural settling. Loan forgiven afte...

Home Repair
Up to $75,000 for disaster repairs

Texas General Land Office Disaster Recovery

CDBG-DR funds for homeowners affected by federally declared disasters in Texas. Covers unmet needs for home repair and r...

Disaster
Up to $8,000 grant

Mesquite HVAC Replacement Grant

Grant for replacement of non-functioning or unsafe HVAC systems. Priority given to households with seniors, young childr...

Home Repair
Up to $5,000 grant

Mesquite Emergency Plumbing Repair

Emergency grant for critical plumbing failures including sewer backups, major leaks, broken water lines, and non-functio...

Emergency
Up to $6,000 grant

Mesquite Electrical Safety Program

Grant for electrical system repairs that pose fire or safety hazards including outdated wiring, insufficient electrical ...

Home Repair
Up to $4,000 grant

Mesquite Energy-Efficient Window Program

Grant for replacement of broken, non-functional, or severely deteriorated windows with energy-efficient models. Must mee...

Weatherization
Homestead exemption plus freeze

Dallas County Over-65 Property Tax Exemption

Property tax exemption and ceiling for homeowners age 65 or older. Provides additional exemption amount and freezes scho...

Property Tax Relief
Homestead exemption plus freeze

Dallas County Disability Property Tax Exemption

Property tax exemption and ceiling for disabled homeowners receiving Social Security disability benefits. Provides addit...

Property Tax Relief
Partial or full exemption based on disability rating

Texas Disabled Veteran Property Tax Exemption

Partial or total property tax exemption for disabled veterans based on VA disability rating. Veterans with 100% disabili...

Property Tax Relief
$85 instant rebate

Oncor Smart Thermostat Program

Instant rebate on purchase of qualifying smart thermostats through participating retailers. Smart thermostats help reduc...

Energy
Varies by household size, income, and energy costs

Texas CEAP (Comprehensive Energy Assistance Program)

Provides heating and cooling assistance to income-eligible Texas households through local service providers. Includes cr...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Mesquite

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Frequently asked questions

What home improvement grants are available in Mesquite, TX?

33 programs are currently listed for Mesquite, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Mesquite have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mesquite, 23 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Mesquite?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.