USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes, or remove health and safety hazards. Grants up to $10,000 available for homeowners 62+ who cannot repay a loan.

Combination of loan and grant based on age and ability to repay

Key Details

  • Loans up to $27,500 at 1% interest for repairs
  • Grants up to $10,000 for seniors 62+ unable to repay loan
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Removes health and safety hazards

How to Apply

Deadline: Rolling applications

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