Find grants, rebates, forgivable loans, and free programs for Mesquite, TX, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mesquite, TX, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 23 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that provides free weatherization services to low-income households in Mesquite through local c...
State-funded program providing forgivable loans for major home repairs to very low-income homeowners. Loan is forgiven o...
Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes, or remove hea...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...
Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home for acc...
Discounted air conditioning tune-up service for Oncor residential customers. Licensed contractor performs comprehensive ...
Rebates for comprehensive home energy improvements including insulation, air sealing, duct sealing, and HVAC upgrades. M...
Rebate for installing qualifying high-efficiency electric heat pump systems. Rebate amounts vary based on system efficie...
Incentive for installing solar photovoltaic systems on residential properties in Oncor service territory. Payment based ...
Rebate for purchasing and installing a qualifying high-efficiency natural gas water heater (tankless or storage). Rebate...
Rebate for installing a qualifying high-efficiency natural gas furnace with an AFUE rating of 95% or higher. Available t...
Provides grants for accessibility modifications to homes occupied by persons with disabilities. Funded through HUD HOME ...
Grant program specifically for homeowners age 62 and older to address critical health and safety repairs. Priority given...
Low-interest loan program to assist homeowners with repairs or replacement of private sewer lateral lines from the home ...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...
HUD HOME funds for substantial rehabilitation of owner-occupied homes in Mesquite. Provides forgivable loans for major s...
Emergency grant program for critical repairs that pose immediate threats to health and safety of very low-income homeown...
Grant program specifically for roof repair or replacement when existing roof poses structural or water intrusion hazards...
Forgivable loan for foundation repairs and stabilization due to soil movement or structural settling. Loan forgiven afte...
CDBG-DR funds for homeowners affected by federally declared disasters in Texas. Covers unmet needs for home repair and r...
Grant for replacement of non-functioning or unsafe HVAC systems. Priority given to households with seniors, young childr...
Emergency grant for critical plumbing failures including sewer backups, major leaks, broken water lines, and non-functio...
Grant for electrical system repairs that pose fire or safety hazards including outdated wiring, insufficient electrical ...
Grant for replacement of broken, non-functional, or severely deteriorated windows with energy-efficient models. Must mee...
Property tax exemption and ceiling for homeowners age 65 or older. Provides additional exemption amount and freezes scho...
Property tax exemption and ceiling for disabled homeowners receiving Social Security disability benefits. Provides addit...
Partial or total property tax exemption for disabled veterans based on VA disability rating. Veterans with 100% disabili...
Instant rebate on purchase of qualifying smart thermostats through participating retailers. Smart thermostats help reduc...
Provides heating and cooling assistance to income-eligible Texas households through local service providers. Includes cr...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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33 programs are currently listed for Mesquite, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mesquite, 23 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.