Home Improvement Grants in Midland.

Find grants, rebates, forgivable loans, and free programs for Midland, MI, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Midland, MI, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 10 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $7,500 per home

Michigan Weatherization Assistance Program (WAP)

Federally funded program that provides free energy efficiency improvements to low-income households in Michigan. Service...

Weatherization
Up to $50,000 forgivable loan

MSHDA Home Repair Program

State-funded program providing forgivable loans for essential home repairs to income-eligible homeowners. Loan is forgiv...

Home Repair
Free lead abatement services

Michigan Childhood Lead Poisoning Prevention Program

State program providing free lead hazard evaluation and abatement for homes with children under age 6 or pregnant women....

Home Repair
Up to $30,000 forgivable loan

Midland Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowners in Midland ...

Home Repair
Up to $10,000 grant

Midland Emergency Home Repair Grant

Emergency grant for critical home repairs posing immediate threats to health and safety for very low-income homeowners i...

Emergency
Up to $15,000 grant

Midland Accessibility Modification Program

Provides grants for accessibility improvements to homes of persons with disabilities and seniors in Midland. Modificatio...

Seniors & Disability
Up to $8,000 in rebates

Consumers Energy Home Efficiency Rebates

Utility rebates for Consumers Energy customers installing energy-efficient equipment. Includes rebates for high-efficien...

Energy
Up to $3,000 rebate

Consumers Energy Heat Pump Rebate

Enhanced rebates for Consumers Energy customers installing qualifying air-source or ground-source heat pumps. Rebate amo...

Energy
Free energy efficiency upgrades

Consumers Energy Income Qualified Program

Free energy efficiency services for income-qualified Consumers Energy customers. Includes home energy assessment, insula...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans and grants to very low-income homeowners in eligible rural areas near Midland to repair, im...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Covers w...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with specific service-connected disabilities to make adaptations to their residence. Covers accessibi...

Veterans
Up to $50,000 per unit

Michigan HOME Investment Partnerships

Federally funded HOME program providing grants and loans for affordable housing rehabilitation in Michigan. Administered...

Home Repair
Up to $5,000 grant

Senior Home Repair & Modification Program

Grant program for Midland County seniors age 60+ to make essential home repairs and safety modifications that allow them...

Seniors & Disability
Up to $7,500 forgivable loan

Midland Sewer Lateral Repair Assistance

Forgivable loan program to help Midland homeowners repair or replace private sewer laterals. Loan is forgiven after 3 ye...

Home Repair
Up to $5,000 assistance

Midland Water Service Line Assistance

Cost-share program to help Midland residents replace old water service lines. City covers up to 50% of replacement cost,...

Home Repair
Varies by system size

Consumers Energy Solar Incentive Program

Net metering and incentive program for Consumers Energy customers installing solar panels. Customers receive retail cred...

Solar/Renewable
Loans up to $30,000

MI-Saves Home Energy Loan

State-sponsored low-interest financing for energy efficiency and renewable energy improvements. Loans available up to $3...

Solar/Renewable
Up to $100,000 per household

Michigan Disaster Recovery Assistance

State and federal disaster recovery funding activated after presidentially declared disasters. Provides grants for home ...

Disaster
Up to $1,600 credit

Michigan Homestead Property Tax Credit

State tax credit for Michigan homeowners and renters whose property taxes exceed a portion of their income. Available to...

Property Tax Relief
25% state + 20% federal credit

Michigan Historic Preservation Tax Credit

State and federal tax credits for substantial rehabilitation of historic properties. Properties must be listed on Nation...

Historic

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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