USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans and grants to very low-income homeowners in eligible rural areas near Midland to repair, improve, or modernize homes. Grants up to $10,000 available for seniors 62+ who cannot afford a loan.

Combination of low-interest loan and potential grant for seniors

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ who cannot repay a loan
  • Income at or below 50% AMI required
  • Must be in eligible rural area near Midland
  • Covers health and safety repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(989) 835-2371

A grant-savvy contractor in Midland, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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