Find grants, rebates, forgivable loans, and free programs for Millburn, NJ, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Millburn, NJ, with individual awards up to $150,000. 4 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded program providing free energy efficiency improvements to income-eligible households in New Jersey. Serv...
Comprehensive home energy assessment with instant rebates on energy-saving measures. PSE&G contractors install LED bulbs...
Rebates for energy-efficient heating and cooling system upgrades. Covers high-efficiency furnaces, central air condition...
Rebates for installation of air-source or geothermal heat pumps to replace fossil fuel heating systems. Higher rebates a...
Homeowners with solar installations earn Solar Renewable Energy Certificates (SRECs) for every megawatt-hour of electric...
Comprehensive whole-home energy efficiency program offering rebates for insulation, air sealing, HVAC upgrades, and more...
Low-interest home improvement loans for income-eligible New Jersey homeowners. Funds can be used for repairs, improvemen...
Provides emergency home repair grants for Essex County senior homeowners age 62 and older. Covers essential repairs incl...
Forgivable loan program for major home repairs and rehabilitation of owner-occupied homes in Essex County. Loan is forgi...
State-funded lead hazard control program for pre-1978 homes with children under age 6 or pregnant women. Provides free t...
Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural ar...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet adaptive living ...
Grants for veterans with certain service-connected disabilities to adapt a home for accessibility needs. Covers modifica...
Matching grants for preservation and restoration of properties listed on the New Jersey or National Register of Historic...
Grants for home modifications to improve accessibility for Essex County residents with disabilities. Covers wheelchair r...
Low-interest loans for repair or replacement of failing septic systems in New Jersey. While most of Millburn is on munic...
Reimburses eligible senior and disabled homeowners for property tax increases on their principal residence. Income limit...
Rebates for installation of high-efficiency natural gas water heaters. Covers tankless water heaters and ENERGY STAR-rat...
Rebates for installation of Level 2 electric vehicle charging equipment at single-family homes in New Jersey. Supports t...
Comprehensive no-cost home energy improvements for income-qualified households. Services include insulation, air sealing...
Emergency grants for critical home repairs that pose immediate threats to health and safety. Covers emergency roofing, h...
Direct rebates for insulation, air sealing, and duct sealing improvements completed by participating contractors. No ene...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Millburn, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Millburn, 15 programs do not require repayment, 1 is forgivable loan, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.