C.A.R.E., Critical Assistance Repair Emergencies
City of Milwaukee / Dept. of Neighborhood Services
About This Program
0% interest, deferred-payment loans for homeowners with code violations from flood damage. Repaid only upon sale or transfer of property. DNS inspectors approve and oversee all work. Contractors provide one-year warranty. No penalty for early repayment in full.
Flood-related code violations; deferred until sale
Record set last reviewed 2026-04-01. How we verify our data.
Other published resources for Milwaukee, WI, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- STRONG Homes Loan Program Up to $25,000
- TIN Home Rehabilitation Loan Up to $40,000 total ($15,000 forgivable)
- TIN Down Payment Grant Up to $7,000 (CDBG area) or $5,000
- Neighborhood Improvement Project (NIP) Up to $24,500 (free, forgivable loan)
Key Details
- 0% interest, deferred until sale or property transfer
- Covers flood-damage code violations
- All work inspected and approved by DNS
- Contractors must warranty work for 1 year
- No prepayment penalty
How to Apply
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Track this programProgram phone: 414-286-2567
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Milwaukee.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Year-round through DNS
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Find More Programs in Milwaukee, WI
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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