NIDC Home Rehabilitation Loan Program

About This Program

0% interest deferred or repayment loans for owner-occupants of 1–4 unit properties. Covers structural, mechanical, health and safety repairs. Income limits apply. Up to 15-year repayment term. Must own and occupy as primary residence.

Income-qualified; below 80% AMI

Key Details

• 0% interest — deferred or repayment
• Up to $40,000 for 1–4 unit owner-occupied properties
• Up to 15-year repayment
• Income limits apply (approximately 80% AMI)
• Covers structural, mechanical, and health/safety repairs

How to Apply

Deadline: Year-round through NIDC