MN Housing Rehabilitation Loan (RLP)

About This Program

0% interest deferred loan forgiven after 15 years if you remain in the home. Income limit ~$39,700/year for family of four (30% AMI). Covers safety, habitability, energy efficiency, and lead. Apply through local HRA.

Very low income (~30% AMI) — contact Hennepin County HRA

Key Details

• 0% interest, no monthly payments
• Loan forgiven after 15 years in home (10 years for mobile homes)
• Income limit ~$39,700/year for family of four
• Apply through Hennepin County HRA or CEE

How to Apply

Deadline: Year-round through local administrators (Hennepin County HRA, CEE)