MN Housing Rehabilitation Loan (RLP)

Minnesota Housing Finance Agency

Available Home Repair

About This Program

0% interest deferred loan forgiven after 15 years if you remain in the home. Income limit ~$39,700/year for family of four (30% AMI). Covers safety, habitability, energy efficiency, and lead. Apply through local HRA.

Very low income (~30% AMI), contact Hennepin County HRA

Key Details

  • 0% interest, no monthly payments
  • Loan forgiven after 15 years in home (10 years for mobile homes)
  • Income limit ~$39,700/year for family of four
  • Apply through Hennepin County HRA or CEE

How to Apply

Visit Official Program Page Track this program

612-543-4182

Deadline: Year-round through local administrators (Hennepin County HRA, CEE)

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