NeighborWorks Twin Cities Home Repair Loan

About This Program

0% interest, 10-year deferred forgivable loan for Minneapolis and Saint Paul homeowners. Income at or below 80% AMI ($106,000 all household sizes). Credit score 580+. Forgiven if you remain in home through loan term.

Income at or below 80% AMI, credit 580+

Key Details

• 0% interest, 10-year deferred — forgiven at maturity
• Income ≤ 80% AMI ($106,000 any household size)
• Credit score 580+ required
• Currently funded only for City of Minneapolis

How to Apply

Deadline: Year-round, subject to fund availability