Find grants, rebates, forgivable loans, and free programs for Mobile, AL, filtered to your situation.
As of June 2026, 29 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mobile, AL, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs for low-income owner-occupied households in Mobile city limits. Loan is forgiven after 5 yea...
Grant assistance for emergency repairs that threaten health and safety of very low-income Mobile homeowners. Priority gi...
Provides accessibility modifications for Mobile homeowners with disabilities, including ramps, widened doorways, grab ba...
Provides financial assistance for repair or replacement of damaged sewer laterals on private property for qualifying Mob...
Free weatherization services for low-income Alabama households through local community action agencies. Includes insulat...
Down payment assistance for first-time homebuyers in Mobile County. Provides up to 5% of purchase price or $15,000 (whic...
Federal tax credit equal to 30% of annual mortgage interest paid, providing extra cash for qualifying Mobile County home...
Rebate for Mobile homeowners who install qualifying high-efficiency heat pumps or central air conditioners. Rebate amoun...
Rebate for Mobile homeowners who install qualifying ENERGY STAR heat pump water heaters. Reduces water heating costs by ...
Rebate for adding insulation and air sealing improvements to existing Mobile homes. Requires pre- and post-installation ...
Rebate for purchasing and installing a qualifying Wi-Fi-enabled smart thermostat. Smart thermostats can save up to 23% o...
Grants up to $7,500 for very low-income seniors (62+) to remove health and safety hazards in eligible rural areas near M...
Grant for Mobile veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate the...
Grant for Mobile veterans with certain service-connected disabilities to adapt a home for independent living. For vetera...
Federal HOME funds administered by the City of Mobile for substantial rehabilitation of owner-occupied homes. Provides d...
Grant assistance for low-income seniors (60+) in unincorporated Mobile County to make essential home repairs and accessi...
HUD-funded program to identify and remove lead-based paint hazards in Mobile County homes built before 1978 where childr...
Free blood lead testing for children under 6 and home lead hazard assessments for families with elevated blood lead leve...
Property tax exemption for Mobile County homeowners who are 65+ or permanently disabled. Exempts first $5,000 of assesse...
Disaster recovery funds for Mobile homeowners impacted by federally declared hurricanes. Covers unmet needs not addresse...
Federal tax credit equal to 30% of the cost of installing a solar photovoltaic system on your Mobile home. Credit applie...
Low Income Home Energy Assistance Program (LIHEAP) helps eligible Mobile households pay heating and cooling bills. Apply...
Habitat for Humanity Mobile provides critical home repairs for low-income homeowners, with priority for seniors and pers...
Low-interest loan program to help Mobile County homeowners repair or replace failing septic systems. Protects public hea...
Zero-percent interest loan for low-income Alabama homeowners to make critical home repairs. No payments for 15 years; if...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
29 programs are currently listed for Mobile, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mobile, 19 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.