AHFA Moratorium Interest Program (MIP)

Alabama Housing Finance Authority

Available Home Repair

About This Program

Zero-percent interest loan for low-income Alabama homeowners to make critical home repairs. No payments for 15 years; if homeowner remains in home for 15 years, loan is forgiven. Available in Mobile County.

0% interest loan forgiven after 15 years of continued occupancy

Key Details

  • 0% interest loan up to $30,000
  • No payments for 15 years
  • Loan forgiven if you stay in home 15 years
  • Income at or below 80% AMI required
  • Available for critical home repairs

How to Apply

Visit Official Program Page Track this program

(334) 244-9200

Deadline: Applications accepted while funds available

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