CalHFA Energy Efficient Mortgage (EEM)

California Housing Finance Agency

Available Energy Assistance

About This Program

Allows homebuyers to finance energy-efficient improvements into their CalHFA mortgage at the time of purchase or refinance. Available to first-time buyers and income-qualified repeat buyers in Modesto.

Adds up to $10,000 in energy upgrade costs to mortgage amount at favorable rates

Key Details

  • Add up to $10,000 for energy upgrades to mortgage
  • Available with CalHFA home loans
  • Covers solar, HVAC, insulation, windows
  • Income limits apply in Stanislaus County
  • Must complete at time of purchase or refinance

How to Apply

Deadline: Available with CalHFA mortgage programs

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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