Modesto Single-Family Rehabilitation Program

City of Modesto / HUD CDBG

Available Home Repair

About This Program

Comprehensive rehabilitation program for low-income Modesto homeowners needing major repairs to bring homes up to code and improve livability. Provides 0% deferred loans forgiven after 15 years.

Deferred loan for comprehensive repairs, forgiven after 15 years of occupancy

Key Details

  • Deferred loan up to $30,000 for major repairs
  • 0% interest, no monthly payments
  • Income at or below 80% AMI required
  • Must be owner-occupied in Modesto
  • Forgiven after 15 years of compliance

How to Apply

Deadline: Ongoing program, apply year-round

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