USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas near Modesto to repair, improve, or modernize homes or remove health and safety hazards. Seniors 62+ may qualify for grants up to $10,000.

Combination of 1% loan up to $27,500 plus grant up to $10,000 for seniors

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Income must be below 50% AMI
  • Eligible rural areas near Modesto
  • Covers health, safety, accessibility repairs

How to Apply

Deadline: Rolling applications

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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