Find grants, rebates, forgivable loans, and free programs for Montgomery, AL, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Montgomery, AL, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
AHFA's STEP Forward program provides down payment and closing cost assistance to first-time homebuyers in Alabama. Avail...
Federally funded weatherization program administered by ADECA provides free energy efficiency improvements to low-income...
CDBG-funded program providing major home repairs for low- and moderate-income homeowners in Montgomery. Loan is forgiven...
Provides emergency repair grants for owner-occupied homes facing immediate health and safety threats. Priority given to ...
CDBG-funded program providing accessibility modifications for disabled and elderly homeowners. Includes ramps, bathroom ...
Provides grants to low-income homeowners for repair or replacement of private sewer laterals from the home to the city m...
Rebate for Alabama Power residential customers who install qualifying high-efficiency electric heat pump systems. Equipm...
Rebate for Alabama Power customers who add qualifying attic or wall insulation to existing homes. Pre-inspection may be ...
Rebate for Alabama Power customers who install ENERGY STAR certified heat pump water heaters. Must replace existing elec...
Rebate for Alabama Power customers who purchase and install qualifying smart thermostats. Device must be Wi-Fi enabled a...
USDA program providing grants up to $10,000 for very low-income seniors (62+) and loans up to $27,500 for low-income hom...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability needs. Ava...
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet disabi...
HUD HOME funds providing forgivable loans for substantial home rehabilitation to low-income homeowners. Loan forgiven af...
Provides minor home repair grants for low-income seniors age 60 and older in Montgomery County. Covers small repairs, ac...
Net metering program for Alabama Power customers who install rooftop solar photovoltaic systems. Customers receive credi...
Federal tax credit equal to 30% of the cost of installing a solar energy system on your Montgomery home. Includes solar ...
Low Income Home Energy Assistance Program helps eligible households pay heating and cooling bills. Priority for elderly,...
Emergency assistance for households facing energy crisis such as disconnect notice, broken heating/cooling equipment, or...
FEMA-funded program providing grants for flood mitigation projects including home elevation, acquisition, or flood-proof...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Montgomery, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Montgomery, 16 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.