Home Improvement Grants in Moody.

Find grants, rebates, forgivable loans, and free programs for Moody, AL, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Moody, AL, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 10 require no income limit.

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $15,000 forgivable loan

Alabama STEP Up Program

The Alabama STEP Up program provides forgivable loans to homeowners for critical home repairs. Loan is forgiven after 10...

Home Repair
Up to $8,000 in weatherization services

Alabama Weatherization Assistance Program

Free weatherization services to reduce energy costs for income-qualified households. Services include insulation, air se...

Weatherization
Up to $10,000 grant

St. Clair County Home Repair Program

Community Development Block Grant-funded program providing home repair grants to low-income homeowners in St. Clair Coun...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Very low-interest loans (1%) to very-low-income homeowners in rural areas to repair, improve, or modernize their homes. ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants to very-low-income homeowners age 62 or older in rural areas to remove health and safety hazards. Grant does not ...

Seniors & Disability
Up to $600 rebate

Alabama Power HVAC Rebate

Rebates for qualifying high-efficiency HVAC systems and heat pumps installed in Alabama Power service territory. Rebate ...

Energy
Up to $300 rebate

Alabama Power Heat Pump Water Heater Rebate

Rebate for qualifying heat pump water heaters installed in Alabama Power service territory. Must meet ENERGY STAR effici...

Energy
Up to $500 rebate

Alabama Power Insulation Rebate

Rebates for adding attic, wall, or floor insulation to improve home energy efficiency. Must meet minimum R-value require...

Weatherization
Up to $200 in combined rebates

Alabama Power Smart Home Rebates

Rebates for ENERGY STAR-certified smart thermostats, LED lighting upgrades, and other qualifying energy-saving devices. ...

Energy
Property & sales tax exemption

Alabama Solar Tax Exemption

Alabama law exempts residential solar energy systems from state sales tax and local property tax assessments. This exemp...

Solar/Renewable
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibil...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. El...

Veterans
Up to $5,000 grant

St. Clair County Senior Home Repair

Home repair assistance for low-income seniors age 60 and older in St. Clair County. Funds critical health and safety rep...

Seniors & Disability
Free lead hazard removal

Alabama Lead-Based Paint Hazard Control

HUD-funded program to reduce lead-based paint hazards in eligible homes built before 1978. Priority given to homes with ...

Home Repair
Up to $25,000 forgivable loan

Alabama HOME Homeowner Rehabilitation

Federal HOME Investment Partnerships Program funds administered by AHFA for major home rehabilitation. Provides forgivab...

Home Repair
Up to $8,000 grant

St. Clair County ADA Accessibility Grant

Grant program for accessibility modifications to homes occupied by disabled residents in St. Clair County. Covers wheelc...

Seniors & Disability
Up to $7,500 grant

St. Clair County Sewer Lateral Assistance

Grant assistance for low-income homeowners to repair or replace failing sewer laterals or septic systems. Covers connect...

Home Repair
Full or partial property tax exemption

Alabama Senior Citizen Property Tax Exemption

Alabama homeowners age 65 and older with income below $12,000/year (single) or $18,000/year (married) may qualify for fu...

Property Tax Relief
Full or partial property tax exemption

Alabama Disabled Person Property Tax Exemption

Alabama homeowners who are permanently and totally disabled with income below state thresholds may qualify for property ...

Property Tax Relief
Property tax exemption on $4,000 or $5,000

Alabama State Homestead Exemption

Alabama homeowners may exempt up to $4,000 of assessed value of their primary residence from state property taxes, or $5...

Property Tax Relief
Up to $600 assistance per season

Alabama LIHEAP Energy Assistance

Low Income Home Energy Assistance Program (LIHEAP) helps eligible households pay heating and cooling bills. Priority giv...

Energy
Up to $800 emergency assistance

Alabama Energy Crisis Intervention

Emergency assistance for households facing energy crisis such as utility shut-off notice, broken heating/cooling equipme...

Emergency

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Moody

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.