CalHFA Homeowner Rehabilitation Loan Program

California Housing Finance Agency

Waitlist Home Repair

About This Program

Deferred-payment loan for major home repairs and accessibility improvements for moderate-income homeowners. Loan is deferred (no monthly payments) and becomes due when the home is sold, refinanced, or no longer owner-occupied.

Deferred loan amount based on typical major rehabilitation needs

Key Details

  • Deferred loan up to $75,000 for major repairs
  • Income at or below 120% AMI required
  • No monthly payments; due on sale or refinance
  • Owner-occupied primary residence required
  • Contact CalHFA for current availability

How to Apply

Deadline: Check website for funding availability

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