USDA Section 504 Home Repair Loan
U.S. Department of Agriculture Rural Development
About This Program
Provides low-interest loans to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Mountain View does not qualify as a rural area under USDA definitions, but program is listed for reference.
Mountain View is not eligible; program only available in USDA-designated rural areas
Federal record normalized from a maintained federal layer; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Mountain View, CA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- NOT AVAILABLE in Mountain View (urban area)
- Loan up to $40,000 at 1% interest
- For very-low-income homeowners in rural areas
- 20-year repayment term
- Nearest eligible areas are outside Santa Clara County
How to Apply
Confirm the current application route with the administrator. Verified official forms and steps appear below when available.
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Deadline: Mountain View is not USDA-eligible (urban area)
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