USDA Section 504 Home Repair Loan

U.S. Department of Agriculture Rural Development

Closed Home Repair

About This Program

Provides low-interest loans to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Mountain View does not qualify as a rural area under USDA definitions, but program is listed for reference.

Mountain View is not eligible; program only available in USDA-designated rural areas

Data last verified 2026-06-09. How we verify our data.

Key Details

  • NOT AVAILABLE in Mountain View (urban area)
  • Loan up to $40,000 at 1% interest
  • For very-low-income homeowners in rural areas
  • 20-year repayment term
  • Nearest eligible areas are outside Santa Clara County

How to Apply

A grant-savvy contractor in Mountain View, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mountain View early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Mountain View is not USDA-eligible (urban area)

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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