USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program offering low-interest loans and grants to very-low-income homeowners to repair or improve dwellings or remove health and safety hazards. Grants are available only to seniors age 62+ who cannot repay a loan.

Combination of 1% loan up to $27,500 and grant up to $10,000 for seniors

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loan up to $27,500 at 1% interest for 20 years
  • Grant up to $10,000 for seniors age 62+
  • Income at or below 50% AMI
  • Must be in eligible rural area (check with USDA)
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Munster, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Munster early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Munster, IN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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