USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very-low-income homeowners in eligible rural areas to repair or improve their homes, or to remove health and safety hazards. Fixed interest rate of 1% with repayment terms up to 20 years.

Loan amount based on needed repairs and ability to repay at 1% interest

Key Details

  • Loans up to $40,000 at 1% interest
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Up to 20-year repayment terms
  • For repairs, improvements, and safety hazards

How to Apply

A grant-savvy contractor in Nampa, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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