USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

USDA grants up to $10,000 for seniors age 62+ to remove health and safety hazards, or loans up to $40,000 at 1% interest for very low-income homeowners in eligible rural areas near Needham. Needham itself is not designated rural, but nearby towns may qualify.

Grant for seniors 62+; loan for very low income; limited rural eligibility near Needham

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $27,500 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Very low income required
  • Rural designation required (limited Needham eligibility)
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Needham, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Needham early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding availability

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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