Find grants, rebates, forgivable loans, and free programs for Needham, MA, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Needham, MA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 17 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Low-interest home improvement loan for Massachusetts homeowners to finance major repairs, renovations, and improvements....
Federally-funded program providing free weatherization services including insulation, air sealing, and heating system im...
State-mandated lead paint removal for properties built before 1978 where a child under 6 with elevated blood lead levels...
Rebates for ductless mini-split and central heat pump installations in Needham through Mass Save. Includes moderate-inco...
Mass Save covers 75% of insulation and air sealing costs (100% for moderate-income households) after a no-cost Home Ener...
Solar Massachusetts Renewable Target (SMART) program provides a 10-year fixed monthly payment for solar energy productio...
Needham residential exemption reduces property taxes by approximately 20% for owner-occupied primary residences. This ex...
Needham seniors age 60+ can earn up to $2,000 annual property tax abatement by volunteering in town departments. Partici...
Massachusetts state income tax credit for seniors age 65+ whose annual real estate taxes exceed 10% of total income. Cre...
Community Preservation Act funds for preserving and rehabilitating historic properties in Needham. Grants available for ...
Community Preservation Act funding to create and preserve affordable housing in Needham. Supports acquisition, creation,...
Zero-percent interest loans for Title 5 septic system repair, replacement, or upgrade in Massachusetts. Loans up to $50,...
USDA grants up to $10,000 for seniors age 62+ to remove health and safety hazards, or loans up to $40,000 at 1% interest...
Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home for wheelchair a...
Grant for eligible veterans with certain service-connected disabilities to adapt a home for independent living. Availabl...
Rebate for purchasing and installing an ENERGY STAR certified heat pump water heater in Needham. Standard rebate is $750...
Performance incentive for homeowners in Needham who install battery energy storage systems and enroll in Eversource's de...
Low-interest financing for residential solar installations in Massachusetts. Available to Needham homeowners through a n...
Instant rebate on qualifying ENERGY STAR smart thermostats purchased through Mass Save online store. Helps Needham resid...
Rebate for purchasing and installing a Level 2 electric vehicle charger at home in Needham. Standard rebate is $300; mod...
Low down payment mortgages and closing cost assistance for first-time homebuyers purchasing in Needham. Includes down pa...
Massachusetts General Law Chapter 59, Section 5 allows seniors age 65+ with at least 10 years residency in Needham to de...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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