North Carolina HOME Program

NC Housing Finance Agency (HUD HOME Funds)

Available Home Repair

About This Program

Federally funded HOME program providing rehabilitation assistance for low-income homeowners. Typically structured as a forgivable loan with affordability period. Covers major systems and structural repairs to bring homes to code compliance.

Forgivable loan for major rehabilitation, repayment forgiven over time

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Rehabilitation assistance up to $45,000
  • Income at or below 80% AMI required
  • Typically forgivable over 5-15 years
  • Owner-occupied homes in New Bern area
  • Contact local housing office for current availability

How to Apply

A grant-savvy contractor in New Bern, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in New Bern early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Administered locally, contact New Bern for availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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