FEMA / Louisiana Governor's Office of Homeland Security (GOHSEP)
FEMA's FMA program provides grants to reduce or eliminate flood damage to NFIP-insured structures. Eligible projects include home elevation above base flood elevation, dry floodproofing, and demolition/rebuild. New Orleans homeowners with repetitively or severely flood-damaged homes are prioritized. Applications are submitted through local governments to GOHSEP, not directly to FEMA. ICC coverage (up to $30,000) may also be available through NFIP policies following substantial damage determinations.
Federal share is 75–100% of eligible project cost. Homeowners work with local government to apply. ICC coverage through NFIP provides separate $30,000 for compliance costs.
Deadline: Check GOHSEP and local government for current open funding opportunities
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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