NFIP Increased Cost of Compliance (ICC) Coverage

About This Program

NFIP policies include ICC coverage that provides up to $30,000 to help cover the cost of elevating, relocating, or demolishing a home that has been substantially damaged by flooding and must comply with local floodplain ordinances. In New Orleans, where flood risk is high, ICC claims can help homeowners offset the cost of meeting current BFE (Base Flood Elevation) standards after a flood event.

ICC is part of NFIP policy; no separate application. Submit ICC claim concurrently with primary flood claim when substantial damage is determined.

Key Details

• Up to $30,000 for elevation or demolition after substantial flood damage
• Built into most NFIP flood insurance policies
• Triggered by local official's 'substantial damage' determination
• Covers cost of meeting current Base Flood Elevation requirements
• Submit ICC claim alongside primary flood insurance claim

How to Apply

Deadline: Triggered by substantial damage determination from local floodplain administrator