FHA 203(k) Standard Rehabilitation Loan

HUD / Federal Housing Administration

Open Home Repair

About This Program

FHA-insured mortgage for major renovations including structural repairs, complete kitchen/bathroom remodels, room additions, and accessibility modifications. Minimum $5,000 in rehab costs. Requires HUD consultant. Total property value must fall within FHA county limits.

Minimum $5,000 rehab; requires HUD 203(k) consultant; FHA limits apply

Key Details

  • For major renovations: structural, additions, full remodels
  • Minimum $5,000 in rehabilitation costs
  • FHA 2026 loan limit up to $1,249,125 (high-cost areas)
  • Requires HUD-approved 203(k) consultant
  • Apply through FHA-approved 203(k) lender

How to Apply

Visit Official Program Page Track this program

800-225-5342

Deadline: Ongoing

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