FHA 203(k) Standard Rehabilitation Loan

About This Program

FHA-insured mortgage for major renovations including structural repairs, complete kitchen/bathroom remodels, room additions, and accessibility modifications. Minimum $5,000 in rehab costs. Requires HUD consultant. Total property value must fall within FHA county limits.

Minimum $5,000 rehab; requires HUD 203(k) consultant; FHA limits apply

Key Details

• For major renovations: structural, additions, full remodels
• Minimum $5,000 in rehabilitation costs
• FHA 2026 loan limit up to $1,249,125 (high-cost areas)
• Requires HUD-approved 203(k) consultant
• Apply through FHA-approved 203(k) lender

How to Apply

Deadline: Ongoing