NJHMFA First-Time Homebuyer Mortgage Program

NJ Housing and Mortgage Finance Agency

Open Home Repair

About This Program

Competitive 30-year fixed-rate government-insured mortgage for qualified NJ first-time homebuyers. Originated through NJHMFA participating lenders. Can be combined with down payment assistance programs for maximum benefit.

Below-market rate 30-year fixed mortgage through participating lender

Key Details

  • Competitive 30-year fixed-rate mortgage
  • Government-insured (FHA/VA/USDA)
  • Must be first-time homebuyer in NJ
  • Originated through participating lenders
  • Can combine with DPA programs below

How to Apply

Visit Official Program Page Track this program

800-829-1040

Deadline: Ongoing

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