NJHMFA First-Time Homebuyer Mortgage Program

About This Program

Competitive 30-year fixed-rate government-insured mortgage for qualified NJ first-time homebuyers. Originated through NJHMFA participating lenders. Can be combined with down payment assistance programs for maximum benefit.

Below-market rate 30-year fixed mortgage through participating lender

Key Details

• Competitive 30-year fixed-rate mortgage
• Government-insured (FHA/VA/USDA)
• Must be first-time homebuyer in NJ
• Originated through participating lenders
• Can combine with DPA programs below

How to Apply

Deadline: Ongoing