USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Newport News to repair or improve homes. Seniors 62+ may qualify for grant funds up to $10,000 to remove health and safety hazards.

Combined loan and grant estimate for eligible very low-income senior

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Removes health and safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 670-6553

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Deadline: Ongoing, subject to federal funding

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