USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

USDA program providing grants up to $10,000 and loans up to $40,000 for very low-income homeowners age 62+ to repair, improve, or modernize their homes. Grants available only for seniors to remove health and safety hazards. Note: Newton may not qualify as 'rural' under USDA definitions; verify eligibility.

Grant portion for seniors age 62+; low-interest loan available to all qualifying homeowners

Key Details

  • Grant up to $27,500 for seniors 62+ (very low income)
  • Loan up to $40,000 at 1% interest (low income)
  • Repairs health, safety, and accessibility hazards
  • Must own and occupy home in eligible area
  • Newton eligibility uncertain; verify with USDA office

How to Apply

Get free help applying Visit Official Program Page Track this program

(508) 295-5151

A grant-savvy contractor in Newton, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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