USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program offering low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available only to seniors (62+) unable to repay a loan. Some areas of Hamilton County may qualify.

Loan at 1% interest plus potential grant for seniors 62+

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+ unable to repay
  • Income must be very low (typically 50% AMI)
  • Must be in eligible rural area
  • Covers health and safety repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(317) 290-3100

A grant-savvy contractor in Noblesville, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

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