USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Federal program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes and remove health and safety hazards. Grants available to seniors (62+) who cannot afford repayment.

Grant for seniors 62+, otherwise 1% interest loan; amount based on need

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Very low income required (50% AMI)
  • For eligible rural areas near Norfolk
  • Removes health and safety hazards

How to Apply

Deadline: Applications accepted year-round

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