Virginia Housing Renovation and Accessibility Loan

Virginia Housing (formerly VHDA)

Available Home Repair

About This Program

Low-interest home improvement loan for Virginia homeowners to finance repairs, accessibility modifications, and energy efficiency upgrades. Loan terms up to 20 years with competitive interest rates for qualifying borrowers.

Loan amount based on creditworthiness and home equity, up to maximum

Key Details

  • Low-interest loan up to $25,000
  • Income limits vary by household size
  • Up to 20-year repayment terms
  • Covers repairs, accessibility, energy upgrades
  • Available to Norfolk homeowners

How to Apply

Deadline: Ongoing program

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