Find grants, rebates, forgivable loans, and free programs for Norfolk, VA, filtered to your situation.
As of June 2026, 31 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Norfolk, VA, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 22 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan for major home repairs and code compliance improvements for low- to moderate-income homeowne...
Provides emergency grants to very low-income homeowners for urgent repairs that pose immediate threats to health and saf...
Provides grants to low-income seniors and persons with disabilities for home modifications that improve accessibility an...
HUD-funded program providing free lead hazard control services in Norfolk homes built before 1978 with children under si...
Assists Norfolk homeowners with the cost of repairing or replacing privately-owned sewer lateral lines that connect to t...
Provides matching grants to Norfolk homeowners in flood-prone areas for flood mitigation improvements such as sump pumps...
Matching grants for owners of historic properties within designated Norfolk historic districts to assist with exterior p...
Federal WAP program administered by Virginia DHCD provides free comprehensive home weatherization to income-eligible hou...
Low-interest home improvement loan for Virginia homeowners to finance repairs, accessibility modifications, and energy e...
State-funded program providing free lead hazard assessment and control services for low-income families with children un...
Rebate for Dominion Energy electric customers who install qualifying high-efficiency heat pump systems. Rebate amount va...
Free in-home energy assessment for Dominion Energy customers includes professional evaluation, instant savings measures ...
Dominion Energy offers free pickup and recycling of old working refrigerators, freezers, and window air conditioners, pl...
Financial assistance program for qualifying Dominion Energy customers facing difficulty paying electric bills. Administe...
Virginia state income tax credit for residential solar photovoltaic systems installed on owner-occupied homes. Credit eq...
Dominion Energy purchases renewable energy credits (RECs) from qualifying residential solar installations, providing add...
Federal program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or ...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...
Grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Also a...
Grants for Norfolk homeowners age 62 and older for minor home repairs and safety improvements that allow aging in place....
HOME Investment Partnerships Program funding administered by NRHA for comprehensive rehabilitation of owner-occupied hom...
Down payment and closing cost assistance for first-time homebuyers purchasing within Norfolk city limits. Forgivable loa...
Below-market interest rate mortgages for qualifying first-time homebuyers in Virginia with down payment assistance optio...
Partial or full real estate tax relief for Norfolk homeowners age 65 or older or permanently disabled with limited incom...
HOME funds for landlords to rehabilitate rental units for occupancy by low- and moderate-income tenants. Forgivable loan...
Summer cooling assistance for low-income Virginia households to help pay electric bills during hot weather. Priority for...
Reduced water and sewer rates for income-qualified Norfolk Utilities customers who are elderly, disabled, or experiencin...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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31 programs are currently listed for Norfolk, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Norfolk, 22 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.