Find grants, rebates, forgivable loans, and free programs for North Providence, RI, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in North Providence, RI, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded major rehabilitation program for low- and moderate-income owner-occupied homes in North Providence. Forgivab...
Down payment and closing cost assistance for first-time homebuyers in Rhode Island. Grant equals 3.5% of purchase price ...
Free comprehensive weatherization services for income-eligible Rhode Island households. Includes insulation, air sealing...
HUD-funded lead hazard reduction program for pre-1978 homes in Rhode Island with children under age 6. Provides free lea...
Rebates for qualifying electric air-source heat pumps (mini-splits and central systems) installed in Rhode Island Energy...
Rebates covering up to 75% of insulation and air sealing costs for Rhode Island Energy customers. Eligible measures incl...
Performance-based solar incentive for residential solar PV systems in Rhode Island. Incentive is paid over 15 years base...
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair or improve their homes. G...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet adaptive needs. E...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will live. ...
Refundable tax credit for Rhode Island homeowners and renters based on property tax or rent paid and household income. C...
Below-market rate loans for owners of rental properties with 1-4 units in Rhode Island. Funds can be used for rehabilita...
Freezes property tax liability for eligible Rhode Island homeowners age 65 or older with income below $47,550 (single) o...
Grants for Rhode Island residents with disabilities to modify their homes for accessibility. Covers ramps, widened doorw...
Assistance for North Providence homeowners to repair or replace damaged sewer laterals on private property. Available as...
Rebates for qualifying high-efficiency electric water heaters including heat pump water heaters installed in Rhode Islan...
Low-interest loans for Rhode Island homeowners to make accessibility modifications. Available for residents with disabil...
State tax credit for rehabilitation of certified historic properties in Rhode Island. Provides 20% state credit (in addi...
Free homebuyer education courses for prospective Rhode Island homebuyers. Required to access many first-time homebuyer p...
Low Income Home Energy Assistance Program (LIHEAP) provides seasonal heating assistance for income-eligible Rhode Island...
Local property tax relief program for North Providence residents age 65 or older with limited income. Provides partial e...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for North Providence, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In North Providence, 16 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.