USDA Rural Development
Low-interest loans and grants for very-low-income homeowners age 62+ to repair or improve their homes, remove health and safety hazards, or make accessibility modifications. Loans at 1% interest for up to 20 years; grants up to $10,000 for seniors 62+ who cannot repay a loan.
Combined loan and grant package; seniors may receive up to $10,000 grant plus low-interest loan, typical package $25,000
A grant-savvy contractor in Nutley, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Rolling applications, subject to annual funding
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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