Find grants, rebates, forgivable loans, and free programs for Oak Forest, IL, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Oak Forest, IL, with individual awards up to $126,526. 5 programs target seniors, 1 serves veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by Illinois DCEO that provides free energy efficiency improvements ...
IHDA grant program for accessibility modifications to homes of persons with disabilities. Covers ramps, widened doorways...
Cook County CDBG-funded program providing forgivable loans for major home repairs to low-income homeowners. Loan is forg...
City of Oak Forest program providing grants for essential home repairs to senior homeowners age 62 and older. Grant does...
ComEd offers rebates for energy-efficient home improvements including smart thermostats, LED lighting, insulation, and E...
Nicor Gas provides rebates for high-efficiency furnaces, boilers, water heaters, programmable thermostats, and insulatio...
Illinois Shines provides Solar Renewable Energy Credits (SRECs) upfront for residential solar installations, significant...
USDA offers low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or m...
VA grants for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. SAH i...
Cook County provides free lead hazard reduction services for homes built before 1978 where a child under age 6 or pregna...
IHDA Trust Fund supports owner-occupied rehabilitation and accessibility improvements for low-income Illinois homeowners...
ComEd provides free energy-efficiency upgrades for income-qualified customers including LED bulbs, smart power strips, r...
Federal HOME funds administered by IHDA for owner-occupied rehabilitation in Illinois communities. Provides grants and f...
City of Oak Forest provides cost-sharing assistance for private sewer lateral repairs and replacements to prevent infilt...
State-funded emergency repair grants for very low-income homeowners facing urgent health and safety hazards. Administere...
Illinois allows qualifying seniors age 65+ with household income below $65,000 to defer property tax payments. The defer...
Joint ComEd and Nicor Gas rebate program for air-source and ground-source heat pump installations, promoting electrifica...
Cook County CDBG emergency repair program provides grants to very low-income homeowners for urgent repairs that pose imm...
IHDA disaster recovery program providing grants to homeowners affected by federally declared disasters in Illinois. Cove...
ComEd provides rebates for ENERGY STAR certified heat pump water heaters, promoting energy-efficient electric water heat...
Illinois provides a 25% state tax credit for qualified rehabilitation of historic residential properties listed on the N...
Cook County program providing minor home repair grants to seniors age 60+ who own and occupy their homes. Covers safety-...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
26 programs are currently listed for Oak Forest, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Oak Forest, 19 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.