Home Improvement Grants in Oak Park.

Find grants, rebates, forgivable loans, and free programs for Oak Park, IL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Oak Park, IL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Oak Park Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to low- and moderate-income owner-occupants in Oak Park. Loan is forgiv...

Home Repair
Up to $10,000 grant

Oak Park Emergency Home Repair Grant

Provides emergency repair grants for very low-income owner-occupants facing immediate health or safety hazards. Non-repa...

Emergency
Up to $15,000 forgivable loan

Oak Park Accessibility Modification Program

Assists low- and moderate-income Oak Park homeowners with disabilities or seniors in making accessibility modifications ...

Seniors & Disability
Up to $5,000 grant

Oak Park Sewer and Water Lateral Assistance

Provides financial assistance to Oak Park homeowners for repair or replacement of privately-owned sewer and water latera...

Home Repair
Up to $8,000 grant

Oak Park Senior Home Repair Program

Provides grants to Oak Park homeowners aged 62 and older for essential home repairs and safety improvements. Non-repayab...

Seniors & Disability
Average $7,500 per home

Illinois Home Weatherization Assistance Program (IHWAP)

Federally-funded weatherization assistance for income-eligible Oak Park residents. Provides free energy audits and impro...

Weatherization
Up to $50,000 loan

Illinois Housing Development Authority Single Family Rehab

IHDA's rehab loan program offers low-interest financing for home improvements to Illinois homeowners. Can be combined wi...

Home Repair
Free lead hazard removal

Illinois Lead Poisoning Prevention Program

Provides free lead hazard testing and abatement services to Illinois families with children under age 6 living in homes ...

Home Repair
Up to $500 in instant rebates

ComEd Home Energy Assessment

Free in-home energy assessment for ComEd customers in Oak Park. Includes instant installation of LED bulbs, smart power ...

Energy
Up to $100 rebate

ComEd Smart Thermostat Rebate

Rebate for purchase and installation of qualifying smart thermostats for ComEd customers. Smart thermostats can save up ...

Energy
Up to $350 per system

ComEd HVAC Rebate Program

Rebates for purchase and installation of high-efficiency central air conditioners, furnaces, and boilers for ComEd custo...

Energy
Up to $1,200 in rebates

Nicor Gas Energy Efficiency Rebates

Natural gas efficiency rebates for Nicor Gas customers in Oak Park. Rebates available for high-efficiency furnaces, boil...

Energy
Up to $650 rebate

Nicor Gas High-Efficiency Furnace Rebate

Rebate for installation of ENERGY STAR certified high-efficiency natural gas furnaces for Nicor Gas customers. Rebate am...

Energy
Varies by system size

Illinois Shines Solar Incentive Program

Illinois Shines provides financial incentives for residential solar installations through Renewable Energy Credits (RECs...

Solar/Renewable
Up to $500 rebate

ComEd Electric Vehicle Charger Rebate

Rebate for purchase and installation of Level 2 electric vehicle charging equipment at Oak Park homes served by ComEd. S...

Energy
Up to $20,000 forgivable loan

Cook County Home Repair Program

Cook County provides forgivable loans for critical home repairs to income-eligible owner-occupants. Loan is forgiven aft...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to purchase or modify a home to meet accessibility needs....

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home to meet the veteran's acc...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize hom...

Home Repair
Free appeal assistance

Cook County Property Tax Appeal Assistance

Free assistance from the Cook County Assessor's Office to help Oak Park homeowners understand and appeal their property ...

Property Tax Relief
Up to $8,000 assessed value reduction

Illinois Senior Citizens Homestead Exemption

Property tax exemption for Illinois homeowners age 65 and older. Reduces the equalized assessed value of property by up ...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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