Oakland Home Maintenance and Improvement Program (HMIP)
City of Oakland Housing & Community Development (CDBG)
About This Program
The Grant Map catalogs Oakland Home Maintenance and Improvement Program (HMIP) in its Oakland, CA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Oakland's current HMIP page describes deferred loans for owner-occupied low- and moderate-income households to correct health and safety violations and repair systems at risk of failure. It lists a 0% deferred-loan route at or below 50% AMI and a 3% deferred-loan route at or below 80% AMI, but does not state a maximum amount or forgiveness after 15 years. Confirm security, repayment, eligible work, intake, and funding.
The current official page does not state a maximum loan amount. Do not rely on the retired $35,000 figure.
Record set last reviewed 2026-05-25. How we verify our data.
Other published resources for Oakland, CA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- 0% or 3% deferred-loan routes; current page states no maximum
- Must be owner-occupied in Oakland
- Income ceiling is 50% AMI for the 0% route and 80% AMI for the 3% route
- Confirm security and repayment terms directly
- Covers major systems and structural repairs
How to Apply
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Track this programProgram phone: (510) 238-3909
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Oakland.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Confirm current intake and funding with Oakland Housing & Community Development
Questions about this program?
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Frequently asked questions
What amount is listed for Oakland Home Maintenance and Improvement Program (HMIP) in Oakland, CA?
The Grant Map record states: 0% or 3% deferred loan; current page does not state an amount. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Oakland Home Maintenance and Improvement Program (HMIP) in Oakland?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Oakland Home Maintenance and Improvement Program (HMIP) in Oakland, CA?
Confirm the application route directly with City of Oakland Housing & Community Development (CDBG); use the cited source on this page as a starting point or call (510) 238-3909. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Oakland, CA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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