Home Improvement Grants in Oconomowoc.

Find grants, rebates, forgivable loans, and free programs for Oconomowoc, WI, filtered to your situation.

As of June 2026, 28 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Oconomowoc, WI, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 15 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 28 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Wisconsin Weatherization Assistance Program (WAP)

Provides free weatherization improvements to income-eligible Wisconsin households. Services include insulation, air seal...

Weatherization
Up to $50,000

WHEDA Home Improvement Loan Program

Provides low-interest home improvement loans to Wisconsin homeowners for repairs, remodeling, and energy efficiency impr...

Home Repair
Forgivable loan up to $24,999

Oconomowoc CDBG Owner-Occupied Rehabilitation

CDBG-funded rehabilitation assistance for low- and moderate-income homeowners in Oconomowoc. Forgivable loan for health ...

Home Repair
Free lead hazard removal

Wisconsin Childhood Lead Poisoning Prevention Program

Provides free lead hazard investigations and abatement for Wisconsin homes built before 1978 where a child under age 6 h...

Home Repair
Up to $600 rebate

Focus on Energy Home Insulation Rebate

Provides rebates for insulation and air-sealing improvements to Wisconsin homes. Requires Home Performance with ENERGY S...

Weatherization
Up to $1,250 rebate

We Energies Heat Pump Rebate

Rebates for installation of ENERGY STAR certified air-source or geothermal heat pumps in We Energies electric service te...

Weatherization
Up to $500 rebate

We Energies Water Heater Rebate

Rebates for installation of ENERGY STAR certified electric or heat pump water heaters. Larger rebates available for heat...

Weatherization
$100 instant discount

Focus on Energy Smart Thermostat Rebate

Instant discount on ENERGY STAR certified smart thermostats purchased at participating Wisconsin retailers. Smart thermo...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize th...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home they or a family member live in to meet ...

Veterans
Up to $5,000 grant

Waukesha County Senior Home Repair Program

Provides grants to low-income seniors age 60+ in Waukesha County for emergency home repairs and accessibility modificati...

Seniors & Disability
Up to $15,000 grant

Oconomowoc ADA Accessibility Modification Program

CDBG-funded grants for accessibility modifications to homes occupied by persons with disabilities. Covers ramps, bathroo...

Seniors & Disability
Low-interest loans up to $10,000

Oconomowoc Water & Sewer Lateral Repair Program

Low-interest loan program to help Oconomowoc property owners repair or replace failed sewer and water laterals on privat...

Home Repair
Rebates up to $200 per appliance

Focus on Energy Appliance Rebates

Rebates for ENERGY STAR certified appliances including refrigerators, freezers, clothes washers, and dryers. Purchase at...

Weatherization
State tax credit varies by system cost

Wisconsin Solar and Wind Energy System Tax Credit

Wisconsin state tax credit for installation of renewable energy systems including solar panels and wind turbines. Credit...

Solar/Renewable
Ongoing incentive payments

We Energies Solar Rewards Program

Incentive program for We Energies customers who install solar panels. Participants receive ongoing payments based on sol...

Solar/Renewable
Up to $1,200 per year

Wisconsin Home Energy Plus Program

Provides energy bill payment assistance to low-income Wisconsin households. Helps pay heating and electric bills during ...

Energy
Up to $800 per crisis

Wisconsin Energy Assistance Crisis Program

Emergency assistance for households facing heating crisis such as furnace failure, utility shutoff, or dangerous heating...

Emergency
Varies by program

We Energies Low Income Assistance Programs

We Energies offers several programs to help low-income customers including payment plans, energy efficiency kits, winter...

Energy
Varies by disaster and damage

Wisconsin Disaster Recovery Assistance

State and federal disaster assistance activated following presidential or gubernatorial disaster declarations. Provides ...

Disaster
Up to $500 rebate

Focus on Energy EV Charger Rebate

Rebates for installation of Level 2 electric vehicle charging stations at Wisconsin homes. Covers a portion of equipment...

Weatherization
20% of qualified rehabilitation costs

Wisconsin Historic Preservation Tax Credit

State tax credit for rehabilitation of income-producing historic buildings listed on National or State Register of Histo...

Historic
Up to $15,000 assistance

WHEDA First-Time Homebuyer Down Payment Assistance

Down payment and closing cost assistance for first-time homebuyers in Wisconsin. Forgivable second mortgage that can be ...

Homebuyer

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Oconomowoc

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Oconomowoc, WI?

28 programs are currently listed for Oconomowoc, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Oconomowoc have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Oconomowoc, 16 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Oconomowoc?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.