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Strengthen Oklahoma Homes – FORTIFIED Roof Grant

Oklahoma Insurance Department (OID)

Active – statewide launch January 2026; funds limited, first-come first-served Wind & Storm Hardening

About This Program

The Strengthen Oklahoma Homes (SOH) program, administered by the Oklahoma Insurance Department, provides grants of up to $10,000 to help homeowners upgrade to an IBHS FORTIFIED™-standard roof, improving wind resistance and reducing insurance costs. Grants are paid directly to the licensed contractor upon completion and submission of the FORTIFIED™ certificate. The program launched statewide on January 12, 2026 following a successful pilot phase.

Grant covers up to $10,000 of FORTIFIED roof upgrade costs, paid to contractor

Key Details

  • Up to $10,000 grant for IBHS FORTIFIED™ roof upgrade
  • Grant paid directly to contractor upon project completion
  • Must own a single-family primary residence in Oklahoma
  • Home must carry wind and homeowners insurance
  • May reduce insurance premiums after FORTIFIED designation

How to Apply

Deadline: Rolling until funds exhausted – applications at oid.ok.gov/okready

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