Federal (HUD/FHA)
Up to $25,000 for home improvements with no equity requirement. Amounts up to $7,500 are unsecured (signature only). Fixed-rate loan for improvements that make the home more livable or functional. Fills the gap when grants don't cover full project cost. Find FHA lenders through HUD's lender list.
No equity required, $7,500 unsecured, up to $25,000 secured
Deadline: Year-round through FHA-approved lenders
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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