City of Orlando Housing Rehabilitation Program

About This Program

The City of Orlando Housing and Community Development assists qualified homeowners with repairs to correct conditions that threaten the health and safety of occupants. Funded through CDBG and HOME Investment Partnership funds, the program provides forgivable loans for comprehensive repairs. The PY 2025-2026 Annual Action Plan includes funding for housing rehabilitation.

Typically structured as a forgivable deferred loan; repayment triggered only upon sale or change of occupancy within the compliance period.

Key Details

• Up to $75,000 for qualifying health and safety repairs
• Must own and occupy home within Orlando city limits
• Income at or below 80% AMI (~$98K for family of 4 in Orange County)
• Covers roofing, plumbing, electrical, HVAC, and structural repairs
• Contact Orlando HCD for current application period status

How to Apply

Deadline: Contact City of Orlando HCD for current application status (program year Oct–Sep)