USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very low-income homeowners in eligible rural areas near Oswego to repair, improve, or modernize homes. Loans at 1% interest repaid over 20 years. Available properties must be in USDA-designated rural areas.

1% interest loan repaid over 20 years for home repairs

Key Details

  • Loan up to $40,000 at 1% interest for 20 years
  • Income at or below 50% AMI required
  • Must be in USDA-designated rural area
  • Owner-occupied homes only
  • Covers major repairs, modernization, accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(315) 477-6400

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Deadline: Rolling applications

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