USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants up to $10,000 available for seniors (62+) to remove health and safety hazards. Overland Park is not eligible as it is not designated rural; however, some unincorporated Johnson County areas may qualify.

Combination of low-interest loan and grant for seniors

Key Details

  • Up to $27,500 loan (1% interest) plus $10,000 grant
  • Income at or below 50% AMI required
  • Grant available to seniors 62+ for safety hazards
  • Limited to eligible rural/unincorporated areas
  • Overland Park city limits NOT eligible

How to Apply

A grant-savvy contractor in Overland Park, KS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Overland Park, KS

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