USDA Section 504 Home Repair Grants & Loans

U.S. Department of Agriculture Rural Development

Available Senior & Disability

About This Program

Provides grants up to $10,000 for seniors 62+ and loans up to $20,000 for very low-income homeowners in eligible rural areas near Oxnard to repair, improve, or modernize homes. Grants focus on removing health and safety hazards. Loans have 1% interest, 20-year term.

Grant for seniors 62+; loan for qualifying very low-income homeowners

Key Details

  • Up to $7,500 grant for seniors 62+
  • Up to $20,000 loan at 1% interest
  • Very low-income requirement (50% AMI)
  • For eligible rural/semi-rural areas
  • Removes health and safety hazards

How to Apply

Deadline: Ongoing, subject to USDA funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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